Your bills, cards, and due dates, in one view.
Stop checking five apps and three emails to know what's due. BillFlow brings your bills, credit cards, and income into one dashboard and shows exactly what's paid, what's due, and what needs attention right now.
Financial clarity shouldn't be a chore
Four things BillFlow handles every day, without you ever opening a spreadsheet.
Everything in one place
Fixed bills, variable bills, installments, and credit cards, so you stop switching between your bank app, email, and a spreadsheet.
Alerts before things are due
Automatic reminders for bills coming up, plus an earlier heads-up on variable bills so you can double-check the amount.
A real payoff strategy
Compare Avalanche and Snowball on your actual cards and see how much each strategy saves you in interest.
Your password stays yours
Bank connections run through Plaid, the same infrastructure used by thousands of finance apps. Your password never touches BillFlow.
A scanner that finds subscriptions you forgot you had
BillFlow scans your connected accounts for recurring charges: the streaming trial you forgot to cancel, the app subscription from two years ago, and suggests adding them as tracked bills with one tap. Every other bill shows its category, status, and amount at a glance too.
- Fixed, variable, and installment bills in one list
- Automatic split between the first and second half of the month
- A scanner that flags recurring subscriptions hiding in your transactions
Get out of debt faster, with real numbers, not guesswork
BillFlow simulates your statements month by month across two payoff strategies: Avalanche (highest rate first) and Snowball (smallest balance first), and shows exactly how much each one saves in interest with the extra payment you set.
- Side-by-side comparison: Avalanche vs. Snowball
- Payment priority order calculated automatically
- Flags the same subscription being charged on two different accounts
Mortgages, car loans, and leases, tracked like the rest of your budget
See remaining balance, monthly payment, interest rate, and payoff date for every loan, right alongside your everyday bills, so there's no separate spreadsheet needed to keep tabs on the big stuff.
- Payoff progress and payoff date for every loan
- Property tax and insurance tracked alongside your mortgage
- Goals and savings tracked alongside the rest of your budget
Your whole financial picture, in one dashboard
Income, bills, credit cards, investments, and even a side business: every piece in its place, with the right totals, without you adding anything up by hand at the end of the month.
- Portfolio value and allocation tracked with your bills
- Selective sharing of data with household members
- Works for one person or the whole family
Every screen, built for real financial life
Swipe through the actual product, not mockups.
More than just bills
Side income, taxes, medical costs, investments. BillFlow keeps going where most budget apps stop.
Business tracking
Track income and expenses for a side hustle or freelance work, separate from your personal budget.
Tax return helper
Organizes deductible business expenses into an IRS Schedule C-style summary to hand to your preparer. Not tax advice, just an organizing tool.
Recurring bill scanner
Scans your connected accounts for subscriptions you forgot about and suggests adding them as bills.
Medical bills & goals
Track medical out-of-pocket costs and savings goals right alongside everything else.
Not just budgets. Built for bills, payoff decisions, and shared households.
Most money apps stop at budgeting. BillFlow goes further into the parts that actually cost you.
Household duplicate detection
If two people in a shared household both pay for the same subscription, BillFlow flags it — so you stop paying for two Netflix accounts.
Real payoff strategy
Compare Avalanche vs. Snowball on your actual balances, APRs, and extra payments — see the interest each saves and which card to pay first.
Recurring-charge scanner
Scans your connected accounts and turns transactions into suggested tracked bills — surfacing the subscriptions you forgot you had.
Shared bills, private cards
Share what's due with a partner without exposing every personal account — one bills view for the household, your cards stay yours.
BillFlow never stores your bank password
Bank connections run through Plaid, encrypted third-party infrastructure used by thousands of finance apps. Your login goes straight to your bank through Plaid, never through BillFlow's servers.
Your password stops at your bank. BillFlow only enables Plaid's read-only products, so it can't see your password, store it, or move your money.
Encrypted connection
Every bank connection runs through bank-level infrastructure with end-to-end encryption.
Read-only access
BillFlow only reads balances and transactions. It's never able to move money or make payments.
Private by default
You choose what to share with other household members. Everything else stays visible to you alone.
What BillFlow untangles for you
A few common scenarios the dashboard is built to solve.
The forgotten subscriptions
The recurring-charge scanner surfaces the streaming trials and app subscriptions still billing you months later, so you can cancel or track them in one tap.
The payoff reordering
Side-by-side Avalanche vs. Snowball shows, with your real balances and rates, exactly how much interest each strategy costs and which card to pay first.
The shared household
Two people, one bills view, private cards. Share what's due with a partner without exposing personal accounts, and stop the ‘did you pay the electric?’ texts.
A plan for every household
Every paid plan starts with a 7-day free trial. No credit card required, cancel anytime.
Free
Get organized with the essentials.
- Bill tracking with due date alerts
- Dashboard overview
- Pay schedule
- Calendar view
Family
For households sharing bills and cards.
- Everything in Free
- Credit card tracking & payoff planner
- Medical bills tracking
- Secure bank sync via Plaid
- Up to 5 household members · 15 connected accounts
Premium
Full financial visibility, no limits.
- Everything in Family
- Business income & expense tracker
- Investment portfolio tracking
- Tax return helper (Schedule C)
- CSV export & advanced analytics
- Unlimited household members · 30 connected accounts
All plans include bank-level encryption and read-only account access. Prices in USD, billed monthly or annually. Cancel anytime from Settings.
Before you get started
BillFlow is a personal and household finance platform that brings your bills, credit cards, due dates, and financial planning into a single dashboard, so you stop checking multiple apps and spreadsheets separately.
No. BillFlow never stores your bank login or password. The connection runs through Plaid, the same infrastructure used by thousands of finance apps, and your credentials go straight to your bank or Plaid. It never goes through BillFlow's servers.
Yes. BillFlow tracks statements, due dates, and limits, and compares payoff strategies (Avalanche vs. Snowball) month by month to show which one saves you more in interest for your specific cards.
Yes. You can share visibility of bills, cards, and income with other household members while keeping anything personal private. Everyone controls what they share.
Yes. BillFlow includes a business tracker for side income and expenses, plus a tax return helper that organizes deductible expenses into an IRS Schedule C-style summary. It's an organizing tool, not tax advice; always confirm with a tax professional.
Yes. The Free plan covers bill tracking, your pay schedule, and a calendar view. Family ($7.99/mo) adds credit cards, medical bills, and bank sync for up to 5 members (15 connected accounts). Premium ($14.99/mo) unlocks business tracking, investments, the tax return helper, and unlimited members (30 connected accounts). Paid plans include a 7-day free trial. See the full plan comparison.
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